PayPal Fee Calculator
Calculate PayPal transaction fees and net amounts. Know exactly how much you'll receive.
Calculate PayPal Fees
Enter the gross payment amount
About PayPal Fees
PayPal charges fees for processing payments to cover transaction costs. Understanding these fees helps you price products correctly and predict actual revenue.
PayPal Fee Structure (US)
- Standard: 2.9% + $0.30 per transaction
- Micropayments: 5% + $0.05 (better for transactions under $10)
- International: 4.4% + fixed fee based on currency
- Charity: 2.2% + $0.30 for registered nonprofits
Fee Calculation Formula
Fee = (Amount × Percentage) + Fixed Fee
Net Amount = Amount - Fee
Request Amount = (Desired Amount + Fixed Fee) ÷ (1 - Percentage)
Net Amount = Amount - Fee
Request Amount = (Desired Amount + Fixed Fee) ÷ (1 - Percentage)
When to Use Micropayments
- Best for transactions under $10
- Must apply and be approved by PayPal
- Common for digital products, donations, tips
- Break-even point is around $12 per transaction
Examples
- $100 Standard: $3.20 fee, $96.80 net
- $5 Standard: $0.45 fee, $4.55 net (9% effective rate)
- $5 Micropayment: $0.30 fee, $4.70 net (6% effective rate)
- $100 International: $4.70 fee, $95.30 net
Tips for Sellers
- Consider absorbing fees vs. passing them to customers
- Use micropayment pricing for small transactions
- Factor fees into your product pricing
- PayPal fees are tax-deductible as business expenses
- Higher volume may qualify for reduced rates
Additional PayPal Fees
- Currency Conversion: 3-4% above base exchange rate
- Chargebacks: $20 per dispute
- Mass Payments: 2% (capped at $1 per payment)
- Withdrawals: Free to US bank accounts